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FINANCING & PURCHASE OPTIONS

Here at Mattress Shack & More Furniture, our experienced team members will offer multiple finance solutions and help interested applicants elect the option that suits their credit profile and financing needs. Doing so warrants us the capacity to offer interested applicants the opportunity to purchase the piece of furniture they have always wanted. Our skilled team members have pledged to offer our customers HIGHER APPROVALS & BETTER TERMS!

We Can Apply to Our Financing Partners* For You by Filling Out The Form Below:

Application in English

Para submitir la aplicación en español, llene la aplicación de abajo

Applicacion en Espanol 

or you can apply to each financing partner on your own.

Note: If you fill out one of the applications above, please do not fill out any of the applications below as it can result in a double submission and result in a diminished chance of approval.

*Unapplicable to Progressive Leasing.

 

Kornerstone Credit - 90 Day Purchase Option - No Credit Needed

(click on image to apply)

 

 Kornerstone Leasing Requirements: 

1. 90 Days of history with current employer or current source of income.
2. Deposit at least $1000 per month into a checking account that has been open for 30 days or more.
3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
5. $5+ tax initial payment at time of purchase (Credit or Debit Card).

Acima Finance - 90 Day Purchase Option - No Credit Needed

(click on image to apply)

Acima Leasing Requirements: 

    1. 3 Months of history with current employer or current source of income.
    2. Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
    3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
    4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
    5. $50+ tax initial payment at time of purchase (Credit or Debit Card).

 

Snap Finance - 100 Day Purchase Option - No Credit Needed

(click on image to apply)
Snap Finance - Apply Here

Snap Finance Leasing Requirements:

1. 90 Days of history with current employer or current source of income.
2. Deposit at least $1000 per month into a checking account that has been open for 30 days or more.
3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
5. $39 initial payment at time of purchase (Credit or Debit Card).

Okinus Lease - Purchase, No Credit Needed Financing

(click on image to apply)

Okinus Leasing Requirements:

1. 3 Months of history with current employer or current source of income.
2. Deposit at least $1200 per month into a checking account that has been open for 60 days or more.
3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
4.Must be 18 years or older to apply and must have a valid SSN or ITIN.

 

Koalafi Finance - 100 Day Purchase Option - No Credit Needed 

(click on image to apply)

Koalafi Leasing Requirements:

1. 90 Days of history with current employer or current source of income.
2. Deposit at least $1000 per month into a checking account that has been open for 30 days or more.
3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
5. $40 initial payment at time of purchase (Credit or Debit Card).

 

Progressive Leasing - 12 Month Lease w/ 90 Day Purchase Option* - No Credit Needed

(click on image to apply)

Progressive Leasing Requirements:

1. Must be 18 years or older
2. Must have valid Social Security Number or ITIN
3. Have routing and account numbers for an open and valid checking
account
4. Have a credit or debit card
5. A photo ID
*90-Day Purchase Option: Standard agreement offers 12
months to ownership. 90-day purchase options cost more than the retailer’s
cash price (except 3-month option in CA). To purchase early call 877-898-1970.
NOTICE: The advertised service is lease-to-own or a rental- or
lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates.
Acquiring ownership by leasing costs more than the retailer’s cash price.
Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

 

American First Finance - 90 Day Purchase Option - Credit Needed

(click on image to apply)

American First Finance Requirements:

1. 90 Days of history with current employer or current source of income.
2. Deposit at least $1000 per month into a checking account that has been open for 30 days or more.
3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
5. $40 initial payment at time of purchase (Credit or Debit Card).