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FINANCING & PAYMENT OPTIONS

Here at Mattress Shack & More Furniture, our experienced team members will offer multiple payment solutions and help interested applicants elect the option that suits their credit profile and needs. Doing so warrants us the capacity to offer interested applicants the opportunity to get the piece of furniture they have always wanted. Our skilled team members have pledged to offer our customers HIGHER APPROVALS & BETTER TERMS!

We Can Apply To Our Partners* FOR YOU By Filling Out The Form Below:

Application in English

Para Submitir La Aplicación En Español, Por Favor Llene La Aplicación De Abajo:

Applicacion en Espanol 

Or You Can Apply To Each Partner On Your Own.

Note: If you fill out one of the applications above, please do not fill out any of the applications below as it can result in a double submission and result in a diminished chance of approval.

 

 Leasing Requirements: 

1. 90 Days of history with current employer or current source of income.
2. Deposit at least $1000 per month into a checking account that has been open for 30 days or more.
3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 3 Months.
4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
5. Must have a current positive balance of $50 at the moment of applying 
6. Initial payment at time of purchase may Vary depending on which lender approves you (Credit or Debit Card).

Acima Leasing - 90 Day Purchase Option No Credit Option

(click on image to apply)

 Acima Leasing Requirements: 

    1. 3 Months of history with current employer or current source of income.
    2. Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
    3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
    4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
    5. $50+ tax initial payment at time of purchase (Credit or Debit Card).

 

Snap Finance - 100 Day Purchase Option - No Credit Needed

(click on image to apply)
Snap Finance - Apply Here

Snap Finance Leasing Requirements:

1. 90 Days of history with current employer or current source of income.
2. Deposit at least $1000 per month into a checking account that has been open for 30 days or more.
3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
5. $39 initial payment at time of purchase (Credit or Debit Card).

Koalafi Finance - 100 Day Purchase Option - No Credit Needed 

(click on image to apply)

Koalafi Leasing Requirements:

1. 90 Days of history with current employer or current source of income.
2. Deposit at least $1000 per month into a checking account that has been open for 30 days or more.
3. No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
4. Must be 18 years or older to apply and must have a valid SSN or ITIN.
5. $40 initial payment at time of purchase (Credit or Debit Card).